Monte Cristo Sandwich

This Monte Cristo Sandwich is the perfect sweet and savory combo – melty ham and cheese between slices of French toast-style bread, dusted with powdered sugar and served with jam. It's a restaurant-quality classic you can make at home for breakfast, lunch, or dinner!
monte cristo sandwich

Ever had a monte cristo sandwich that just blew your mind? Lemme tell ya, this recipe right here is gonna change how you think about lunch forever. It’s like French toast and a ham sandwich had a baby – crispy on the outside, melty cheese inside, and that perfect balance of sweet and savory that makes your taste buds do a happy dance. I’ve been making these for years and everyone always asks for seconds. Trust me, you need this in your life!

monte cristo sandwich

Why You’ll Love This Monte Cristo Sandwich

Tired of boring sandwiches? This monte cristo sandwich solves that problem real quick. My family used to think sandwiches were just quick lunch options until I surprised them with this. The combo of that golden, crispy outside with the warm ham and cheese inside is seriously addictive.

What’s awesome is how versatile it is – you can make it for breakfast, lunch, or even a quick dinner when you’re too tired to cook something complicated. Plus, you can customize it based on whatever you’ve got in your fridge. Keep reading to discover how easy it is to make this restaurant-quality sandwich at home!

Ingredients You’ll Need

For the perfect monte cristo sandwich, you’ll need:

Basic Ingredients:

  • White bread – thick-cut works best cause it holds up to the egg mixture without getting soggy
  • Ham – use good quality deli ham, or leftover holiday ham works amazing too
  • Turkey – optional but adds more flavor depth
  • Swiss cheese – the traditional choice, gets all melty and perfect
  • American cheese – adds creaminess
  • Eggs – binds everything together and creates that French toast-like exterior
  • Milk – helps create the perfect batter consistency
  • Salt and pepper – just a pinch
  • Butter – for frying to golden perfection
  • Powdered sugar – for dusting (trust me on this one!)
  • Jam or maple syrup – raspberry jam is traditional but use what ya like

If you’re dairy-free, you can sub the cheese with your fave vegan option. Not quite the same but still pretty good!

How to Make the Best Monte Cristo Sandwich

Step 1: Prep Your Sandwich Layers

  1. Grab your bread slices and lay them out on your counter
  2. Spread a tiny bit of mayo on each slice (secret ingredient that makes everything better!)
  3. Layer ham, turkey, swiss cheese and american cheese between bread slices
  4. Press down firmly to create a tight sandwich – this helps it stay together

Step 2: Make the Egg Mixture

  1. In a shallow bowl, whisk together eggs, milk, salt and pepper
  2. Beat until completely mixed – no streaks of egg white should be visible
  3. The mixture should be thick enough to coat the bread but not too thick

Step 3: Dip and Cook

  1. Heat your skillet or griddle over medium heat and melt butter
  2. Dip entire sandwich in egg mixture, making sure both sides get coated
  3. Let excess drip off (too much = soggy sandwich)
  4. Place carefully in hot pan and cook about 3-4 mins per side until golden brown
  5. You’ll know it’s ready when the cheese starts melting and the outside looks like French toast

Step 4: Serve It Right

  1. Transfer to cutting board and let rest for 1 min (helps cheese set a bit)
  2. Cut diagonally for that classic look
  3. Dust with powdered sugar using a small sieve
  4. Serve with jam or maple syrup on the side

Pro tip: If making multiple sandwiches, keep them warm in a 200°F oven while you finish the batch!

monte cristo sandwich

Tasty Monte Cristo Sandwich Variations

Want to switch things up? Try these awesome monte cristo sandwich variations:

  1. Breakfast Monte Cristo – Add a fried egg inside for extra protein and runny yolk goodness
  2. Veggie Version – Skip the meat and load up with grilled mushrooms, roasted red peppers and extra cheese
  3. Spicy Kick – Add pepper jack cheese and some thinly sliced jalapeños
  4. Sweet Berry – Mix some mashed strawberries into the egg batter for a fruity twist
  5. Avocado Lover’s – Add sliced avocado after cooking for a creamy finish
  6. Holiday Leftover – Use your thanksgiving turkey and cranberry sauce for an epic day-after sandwich

If you love this sandwich, you might also enjoy our Chicken Caesar Croissant Sandwich or the classic Croque Monsieur which is like the monte cristo’s French cousin!

The Best Easy Homemade Monte Cristo Sandwich

There’s something magical about biting into a perfect monte cristo sandwich. My grandma taught me this recipe when I was just a kid, and it’s been my go-to comfort food ever since. What makes it special isn’t just the ingredients, but the memories it creates when you share it with people you care about.

This isn’t just any sandwich – it’s the perfect balance of crispy, melty, sweet and savory. It’s fancy enough for a special brunch but easy enough for a quick lunch when you’re craving something special.

Give this monte cristo sandwich a try – make it your own, experiment with different fillings, and create your own special version. Food tastes better when it tells your story!

monte cristo sandwich

Monte Cristo Sandwich

The Crispy Chef
This Monte Cristo Sandwich is the perfect sweet and savory combo – melty ham and cheese between slices of French toast-style bread, dusted with powdered sugar and served with jam. It’s a restaurant-quality classic you can make at home for breakfast, lunch, or dinner!
Prep Time 10 minutes
Cook Time 10 minutes
Total Time 20 minutes
Course Breakfast
Cuisine American
Servings 2 sandwiches
Calories 520 kcal

Equipment

  • Skillet or griddle
  • Shallow bowl
  • Whisk
  • Cutting board
  • Knife
  • Spatula
  • Sieve (for powdered sugar)

Ingredients
  

  • 4 slices thick-cut white bread
  • 4 slices deli ham
  • 2 slices turkey optional
  • 2 slices Swiss cheese
  • 2 slices American cheese
  • 2 large eggs
  • 1/4 cup milk
  • Salt to taste
  • Pepper to taste
  • 1 tbsp butter for frying
  • 1 tbsp powdered sugar for dusting
  • 2 tbsp raspberry jam or maple syrup for serving
  • 1 tsp mayo optional, spread on bread

Instructions
 

  • Build the Sandwich:
  • Spread a small amount of mayo on each slice of bread. Layer ham, turkey, Swiss cheese, and American cheese between the bread slices. Press down to compact the sandwich.
  • Prepare Egg Mixture:
  • In a shallow bowl, whisk together eggs, milk, salt, and pepper until smooth and fully combined.
  • Dip the Sandwich:
  • Dip the sandwich in the egg mixture, coating both sides well. Let excess drip off.
  • Cook the Sandwich:
  • Heat butter in a skillet over medium heat. Cook the sandwich 3–4 minutes per side until golden brown and the cheese is melted.

Notes

Use sturdy bread like brioche or Texas toast for best results.
Keep cooked sandwiches warm in a 200°F oven if making multiple.
Customize with bacon, spicy cheese, or cranberry sauce for a fun twist!
Make it vegetarian by skipping the meat and adding roasted veggies.

Nutrition

Calories: 520kcalCarbohydrates: 32gProtein: 28gFat: 32g
Keyword Monte Cristo Sandwich
Tried this recipe?Mention @Thecrispycheff or tag #Thecrispychef!

Monte Cristo Sandwich FAQs

What does a Monte Cristo sandwich contain?

A traditional monte cristo sandwich contains ham, turkey and swiss cheese between two slices of bread. The whole sandwich gets dipped in egg batter (like French toast), fried until golden, then dusted with powdered sugar. Most people serve it with jam or maple syrup for dipping. Some restaurants do different variations, but these are the basic ingredients that make it a monte cristo.

What is the difference between Monte Cristo and Croque Monsieur?

The main difference is that a monte cristo sandwich is dipped in egg batter and fried like French toast, while a Croque Monsieur is a hot sandwich with ham and cheese that’s topped with béchamel sauce and baked or broiled. The monte cristo also typically has powdered sugar and is served with jam, giving it that sweet-savory combo. Croque Monsieur is purely savory. Both are amazing but definitely different experiences!

What sauce goes with a Monte Cristo sandwich?

Traditionally, monte cristo sandwiches are served with raspberry jam or maple syrup for dipping. The sweet fruity flavor of raspberry jam complements the savory ham and cheese perfectly. Some people prefer strawberry jam, apricot preserves, or even honey. If you want something less sweet, a good dijon mustard works too. It’s really about what flavor combo you prefer with the sandwich!

What bread is best for Monte Cristo?

White bread is the traditional choice for a monte cristo sandwich, but not just any white bread! You want something sturdy with a tight crumb that can stand up to being dipped in egg without falling apart. Brioche, challah, or thick-cut Texas toast work awesome. Sourdough can work too but changes the flavor profile a bit. Avoid super soft sandwich bread cause it’ll get too soggy when dipped.

How are you supposed to eat a Monte Cristo sandwich?

There’s no wrong way to eat a monte cristo sandwich, but most people cut it diagonally and eat it with a fork and knife since it can be messy. Some restaurants serve it with the jam/syrup on the side for dipping each bite. Others like to pour syrup over the whole thing like French toast. You can also pick it up with your hands if you’re feeling brave, but have napkins ready! The powdered sugar definitely gets everywhere but it’s worth it.

If you’re looking for other amazing sandwich ideas, check out our Chicken Avocado Melt Sandwich or Toasted Italian Sandwich recipes!

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