There’s something magical about recreating childhood favorites in your own kitchen and this No Bake Banana Split Cake does exactly that. The creamy layers combined with fresh banana flavor and that signature banana split taste takes me back to summer days at the ice cream parlor. What makes this dessert special is how it captures all those classic banana split flavors without any baking required – just simple layering and chilling time.
The texture creates perfect pockets to catch the flavorful ingredients while the combination of cream cheese, whipped topping and fresh bananas delivers that nostalgic taste we all crave. You’ll have people asking for the recipe after just one bite.

Why You’ll Love This Recipe
This homemade banana split cake solves the biggest dessert dilemma – wanting something impressive but not wanting to turn on the oven. I discovered this recipe during a particularly hot summer when my usual go-to desserts felt too heavy and complicated.
The first time I served this at a family gathering my aunt couldn’t believe it wasn’t from a bakery. She kept asking about the secret technique until I admitted there wasn’t one – just good ingredients layered with care. What I love most is how adaptable it is. You can swap the graham cracker crust for vanilla wafers, add different fruits or even throw in some crushed pineapple for extra tropical flavor.
The best part? You can make it completely ahead of time which means less stress when entertaining and more time to actually enjoy your guests.
Ingredients You’ll Need
For the Crust Layer
- 2 cups graham cracker crumbs – these form the foundation and their honey sweetness complements the banana perfectly. You can substitute with vanilla wafer crumbs or even crushed shortbread cookies
- 1/2 cup melted butter – helps bind everything together. Use real butter for best flavor but margarine works if that’s what you have
- 1/4 cup granulated sugar – adds extra sweetness to balance any tartness from the fruit
For the Cream Layer
- 8 oz cream cheese, softened – this is crucial for smooth texture. Take it out of fridge at least 2 hours before starting or soften in microwave for 30 seconds
- 1/2 cup powdered sugar – dissolves easier than granulated and creates silky consistency
- 1 container (8 oz) whipped topping, thawed – Cool Whip works great but you can use homemade whipped cream
- 1 tsp vanilla extract – enhances all the other flavors
For the Fruit Layer
- 4-5 ripe bananas, sliced – choose bananas that are yellow with just a few brown spots for best sweetness
- 1 can (20 oz) crushed pineapple, drained – the tropical element that makes this taste like a real banana split
- 2 cups fresh strawberries, sliced – adds color and that classic banana split berry flavor
For the Topping
- 1 cup chopped walnuts or pecans – toasted nuts add great crunch contrast
- 1/2 cup maraschino cherries – the finishing touch that screams banana split
- 1/4 cup chocolate syrup for drizzling – optional but highly recommended
How to Make No Bake Banana Split Cake
Step 1: Prepare Your Pan Line a 9×13 inch dish with parchment paper leaving some overhang for easy removal later. This step saves you from wrestling with stuck-on dessert.
Step 2: Make the Crust Mix graham cracker crumbs, melted butter and sugar in a bowl until mixture holds together when pressed. Press firmly into bottom of prepared pan. The key is really pressing it down so it doesn’t fall apart when you cut slices.
Step 3: Create the Cream Base Beat softened cream cheese with powdered sugar until completely smooth – about 3 minutes with electric mixer. Fold in vanilla extract then gently fold in whipped topping until just combined. Don’t overmix or you’ll deflate the fluffiness.
Step 4: Layer the Fruit Spread cream mixture evenly over crust. Arrange banana slices in single layer over cream, then add drained pineapple and strawberry slices. Try to distribute fruit evenly so every slice gets good variety.
Step 5: Add Final Touches Sprinkle chopped nuts over fruit layer then dot with maraschino cherries. Drizzle with chocolate syrup if using. Cover tightly with plastic wrap.
Step 6: Chill and Set Refrigerate for at least 4 hours but preferably overnight. The longer it chills the better the flavors meld together and the easier it cuts into clean slices.
Delicious Variations to Try
Tropical Paradise Version: Replace strawberries with diced mango and add toasted coconut flakes to the topping. The coconut brings out the pineapple flavor beautifully.
Chocolate Lovers Twist: Use chocolate graham crackers for the crust and add mini chocolate chips between the cream and fruit layers. Drizzle with both chocolate and caramel syrup.
Berry Medley Style: Skip the pineapple and use a mix of strawberries, blueberries and raspberries. Add a layer of berry preserves under the cream for extra fruit flavor.
Peanut Butter Dream: Mix 1/2 cup peanut butter into the cream layer and use crushed peanut butter cookies for the crust. This tastes like a no bake peanut butter bars meets banana split.
Cookies and Cream: Crush Oreo cookies for the crust and fold some cookie pieces into the cream layer. Similar concept to Oreo no bake cheesecake cups but with banana split flavors.
Breakfast Style: Use the base from no bake breakfast cookies as inspiration and add granola and dried fruit to make this suitable for brunch.
People Also Ask
How long does no bake banana split cake last in the fridge?
This dessert stays fresh for up to 3 days covered in the refrigerator. The bananas may brown slightly after day 2 but the taste remains delicious. For best appearance serve within 48 hours of making.
Can you freeze banana split cake?
You can freeze this for up to 1 month but the texture of the bananas and strawberries will change once thawed. The cream layer freezes well though. Thaw overnight in refrigerator before serving.
What can I substitute for cream cheese?
Mascarpone cheese works beautifully and creates an even richer texture. You can also use Greek yogurt mixed with a little heavy cream though the tang will be more pronounced. Avoid low-fat substitutes as they don’t set up properly.
How do I prevent bananas from browning?
Toss sliced bananas with a little lemon or pineapple juice before layering. The acid prevents oxidation. You can also wait to add bananas until just before serving if you’re making this more than a day ahead.
Can I make individual servings instead?
Absolutely! Layer ingredients in mason jars or clear plastic cups. This works great for parties and portion control. You’ll get about 8-10 individual servings from this recipe.
What other no bake desserts pair well with this?
This pairs beautifully with other no-bake treats like no-bake chocolate eclair cake or no-bake lemon dazzling blueberry cream cake for a dessert buffet.
Is this recipe kid-friendly to make?
Yes! Kids love helping layer the ingredients and there’s no hot ovens or complicated techniques involved. It’s a perfect recipe for teaching basic kitchen skills and they’ll be proud to serve something they helped create.
This easy no bake banana split cake brings back memories while creating new ones. Last weekend my neighbor’s kids helped me make this and their excitement over each layer reminded me why cooking with others makes food taste even better. The balance between familiar comfort food and creative presentation means this dessert works for casual family dinners or special celebrations.
Don’t be afraid to make this recipe your own by switching up fruits based on what’s in season or what your family prefers. The basic technique stays the same but the flavor combinations are endless. Your kitchen will smell amazing and your family will think you spent hours creating something this delicious.

No Bake Banana Split Cake
Equipment
- Mixing bowls
- Electric mixer
- Rubber spatula
- 9×13-inch baking dish
- Parchment paper
Ingredients
For the Crust:
- 2 cups graham cracker crumbs
- 1/2 cup melted butter
- 1/4 cup granulated sugar
- For the Cream Layer:
- 8 oz cream cheese softened
- 1/2 cup powdered sugar
- 1 container 8 oz whipped topping (Cool Whip or homemade)
- 1 tsp vanilla extract
For the Fruit Layer:
- 4 –5 ripe bananas sliced
- 1 can 20 oz crushed pineapple, drained
- 2 cups fresh strawberries sliced
For the Topping:
- 1 cup chopped walnuts or pecans
- 1/2 cup maraschino cherries
- 1/4 cup chocolate syrup optional
Instructions
- Prepare Pan: Line a 9×13″ dish with parchment paper, leaving overhang.
- Make Crust: Mix graham crumbs, butter, and sugar. Press into bottom of dish.
- Cream Layer: Beat cream cheese and powdered sugar until smooth. Fold in vanilla and whipped topping gently.
- Assemble: Spread cream over crust. Add banana slices, pineapple, and strawberries evenly.
- Toppings: Sprinkle nuts, add cherries, and drizzle with chocolate syrup.
- Chill: Cover and refrigerate at least 4 hours or overnight before serving.